Ethical Investment

An investment of meaning and value

In a context of strong economic and financial uncertainty, an increasing number of investors are seeking concrete, stable opportunities aligned with their values. Baglio San Michele represents a long-term ethical investment, founded on real assets and a structured community model.

Ethical Investment - Baglio San Michele

Why this investment is different

Real and tangible assets

Capital is invested in concrete residential units: 14 apartments in the 16th-century historic farmhouse and 20 new traditional Iblean stone farmhouses. This is a physical asset with intrinsic value, not subject to the fluctuations of financial markets.

An anti-speculative model

The project is structured with anti-speculative clauses and clear governance rules. The goal is not rapid capital gain, but the creation of lasting value through construction quality, shared management, and community stability.

Community as a stability factor

The intentional nature of the community drastically reduces the typical risks of real estate investments. A cohesive and responsible community generates efficiency and protects value over time.

Flexibility for families (added value)

The project includes an internal transition mechanism between Phase 1 and Phase 2 that allows families to evolve their living space while remaining within the community.

Summary financial data

Estimated total investment

€ 15.1 – 15.6 million

Phase 1 cost (Farmhouse Restoration)

€ 2.2 million

Phase 2 cost (Farmhouses)

€ 12.8 – 13.3 million

Expected total revenues

€ 20.2 million

Estimated gross profit

€ 5.1 – 5.7 million

Payback period

3.3 – 3.6 years

Estimated IRR

26–30 %

Base scenario • Even in the most conservative scenario, the IRR remains above 22%.

Risks and mitigations

Real estate market risk

Strong demand for quality stable residences in Sicily, competitive prices and ethical positioning that reduces speculative competition.

Resident turnover risk

Internal transition mechanism between Phase 1 and Phase 2 that encourages families to stay within the project.

Governance risk

Chapter of the Savi with clear rules, anti-speculative clauses and transparent periodic reporting.

Construction execution risk

Gradual philological restoration in Phase 1 and new construction with bioclimatic criteria in Phase 2.

Governance and transparency

The community is governed by the Chapter of the Savi, a 9-member body chosen for competence and representative of the project’s core values.

The Chapter manages common resources, approves new family units, ensures compliance with the Regulations, and protects the common good through anti-speculative clauses and periodic reporting.